Get your open credit without sending a single document!
1. Apply Online
2. Instant Banking Verification (IBV)
3. Receive Your Loan
No Documentation
+ No Credit Check
= No Stress
Gathering all of the correct documentation and sending it off can be annoying. Thanks to our IBV system, you will not have to worry about making sure you sent all the documents.
At Express Loan 911 we strongly believe that if we wish to continue moving forward, we must stop looking at the past. That’s why we approve you in a few minutes without conducting a credit check.
Calculate Your Payments
1. Open Credit Amount
2. Repayment Frequency
3. Payment Amount
* The scenario shown in the simulator hereabove also includes a brokerage fee charged by the broker with whom the borrower deals for the purpose of being granted an open credit by a third party lender. This brokerage fee is independently set by the broker for each file for which a open credit is obtained for the benefit of the borrower and is distinct from the credit fees and interests charged by the lender granting the open credit. The definitive terms and conditions relating to the brokerage fee, the amount of the open credit, the credit fees and interests, the frequency and amount of the installments to be paid may vary. The scenario presented in the simulator hereabove only serves as an example and does not constitute the definitive terms and conditions upon which an open credit may be obtained and/or granted.
Get Your Open Credits Now
What are the Annual Interest Rates?
We work with dependable financial institutions to offer a rate of 18.99% annual interest.
Payment Policy
If you wish to use one of our credit facilities, you can use the following payment model as a guide : a withdrawal of 750 $ on your facility with bi-weekly payments of 121.01$ will take 10 installments.
This example is given as an example only and considers that the initial withdrawal has been entirely refunded to the credit facility before using another credit amount. In the example above, the weekly 22.75$ membership fee is included in the repayment amount.
Installment calendar
We determine your minimum payments together, after having looked at your financial capacity to repay and the time durong which you want to make installments*. Membership fees are applicable as long as there are used funds on the credit facility.
Our credit facilities are subject to flexible payments, as per the client convention and can generally be reembursed within a 3 to 6 month period. Nonetheless, you can pay the whole or a part of the amount due at any time.
Credit score and financial support
Our business model complies to Canadian legal norms. If a particular situation arises during your use of the credit facility, our service department is there to help you out with payment deferrals, making modifications or other needs you might have.
The transactions made on your credit facility do not affect your credit score in a positive or negative way, because we don’t communicate with the credit bureaus.
* The payment amount cannot be lower than 5% of the amount used on your credit facility.
Report fees = 0$
NSF = 25$
*Your application has to be completed and approved before 2:30PM. Click here for more details.