Some banks prevent you from moving forward. We encourage you to.
At Express loan 911, we understand that sometimes people go through difficult situations. That’s why we offer loans to people with bad credit.
In fact, getting an open credit from us can help you get your financial feet under you. We won’t use your credit score against you because we don’t run credit checks.
What are the Annual Interest Rates?
We work with dependable financial institutions to offer a rate of 18.99% annual interest.
If you wish to use one of our credit facilities, you can use the following payment model as a guide : a withdrawal of 750 $ on your facility with bi-weekly payments of 121.01$ will take 10 installments.
This example is given as an example only and considers that the initial withdrawal has been entirely refunded to the credit facility before using another credit amount. In the example above, the weekly 22.75$ membership fee is included in the repayment amount.
We determine your minimum payments together, after having looked at your financial capacity to repay and the time durong which you want to make installments*. Membership fees are applicable as long as there are used funds on the credit facility.
Our credit facilities are subject to flexible payments, as per the client convention and can generally be reembursed within a 3 to 6 month period. Nonetheless, you can pay the whole or a part of the amount due at any time.
Credit score and financial support
Our business model complies to Canadian legal norms. If a particular situation arises during your use of the credit facility, our service department is there to help you out with payment deferrals, making modifications or other needs you might have.
The transactions made on your credit facility do not affect your credit score in a positive or negative way, because we don’t communicate with the credit bureaus.
* The payment amount cannot be lower than 5% of the amount used on your credit facility.
Report fees = 0$
NSF = 25$